	Your Southern California Real Estate Guide
	Long Beach Real Estate & Orange County Homes

The Red Wagon Team

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Direct: 800-300-6126
Cell: 562-413-7655

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Long Beach Real Estate

The Red Wagon Team
Main Street Realtors
244 Redondo Avenue
Long Beach, CA. 90803

14 Questions to Ask Lenders

Buying a Home Tips

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Loan Types
Choosing a Lender
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Questions to Ask Lenders

Selling a Home Tips

Relocating Tips

Real Estate Glossary

Will you search for the lowest rate and terms for me by any lender?

Are you a direct lender, mortgage broker or mortgage banker?

Do you offer a fixed rate loan?

Do you offer an adjustable rate loan?

Do you offer a second mortgage?

Tell me about your first time buyer programs.

What are points? What do they do and how much do they cost?

What are the costs involved in getting a loan?

What is the benefit to me to work with you?

What are the steps involved in the loan process?

Is there a prepayment penalty with the loan that I will be getting?
How much is the prepayment penalty?

Can I get an Interest Rate Lock in writing? How long does it last?

If I got an Adjustable Rate Mortgage, what is the initial interest and what is the cap or margin between the initial and maximum interest rates?

What is the best loan for my real estate plans?

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Disclaimer. All information provided is deemed reliable but is not guaranteed and should be independently verified. Properties subject to prior sale, or rental. Properties are listed for sale by all of the Southern California real estate companies. We are able to show you any home listed for sale by any real estate company.

Realtor® -- is a real estate professional who is a member of the National Association of REALTORS® and subscribes to its strict Code of Ethics. All members of The Red Wagon Team, are licensed real estate agents with the State of California and are members of the National Association of Realtors® and the local board of Realtors®.

© Copyright 2003-2012, The Red Wagon Team, All rights reserved. No part of this website can be copied, trademarks or logos can be used unless you have written permission from the founders of The Red Wagon Team. Broker ID# 01157065, Agent ID# 01159553. We are California real estate professionals at Main Street Realtors providing Long Beach real estate services.